Arzuw NEWS - Turkmenistan news

The representative of "Halkbank" noted the advantages of mortgage loans

In the opinion of the head of the H. Ishanguliyev, head of the lending department of the SJSC Khalkbank, said Turkmenistan has many advantages for borrowers. Turkmenistan has many advantages for borrowers since it is possible to take out a mortgage on favourable terms and low interest rates. It is possible to get a mortgage on favourable terms with low interest rates.

We are talking about Long-term loans of up to 30 years. For citizens who are ready to buy luxury real estate, the percentage of credit is about 1%. For the main The banks offer an installment payment of up to 5 years.

According to the banker, Such lending conditions for up to ninety percent of the price of housing can be found in in Halkbank, as well as in SCBT Turkmenistan, Turkmenbashi, Daikhanbank. And for young couples who just got married, the banks make even more concessions - A 30 year mortgage with an interest rate of 1% per annum is given for the entire amount of the property. These are the most advantageous offers for those who who plan to get a new home in the future.

If the income of the borrower allows, it is possible to take a mortgage loan for a shorter term. Such shorter-term options with a repayment period of up to 10 years exist in joint-stock commercial banks: Rysgal, Senagat, Turkmen-Turkish Joint-Stock Bank. In this case, the client will have to pay from 2 to 10% per annum.


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